Interest Rates
For additional information, download our Banking Terms and Conditions
Fixed Term Deposit Account
Available Currencies
- Fixed Term Deposit Account – GBP, USD & EUR – Restricted Access
What is the current interest rate?
- Indicative on 11 June 2025
| Balance GBP | 1 Month Fixed Term | 2 Month Fixed Term | 3 Month Fixed Term | |||
|---|---|---|---|---|---|---|
| TD Rate | AER % | TD Rate | AER % | TD Rate | AER % | |
| GBP 50,000+ | 3.45% | 3.51% | 3.55% | 3.61% | 3.60% | 3.66% |
| GBP 5,000,000+ | 3.65% | 3.71% | 3.70% | 3.76% | 3.85% | 3.92% |
| Balance USD | 1 Month Fixed Term | 2 Month Fixed Term | 3 Month Fixed Term | |||
| TD Rate | AER % | TD Rate | AER % | TD Rate | AER % | |
| USD 50,000+ | 3.70% | 3.76% | 3.80% | 3.87% | 3.85% | 3.92% |
| USD 5,000,000+ | 3.90% | 3.97% | 3.95% | 4.02% | 4.10% | 4.18% |
| Balance EUR | 1 Month Fixed Term | 2 Month Fixed Term | 3 Month Fixed Term | |||
| TD Rate | AER % | TD Rate | AER % | TD Rate | AER % | |
| EUR 50,000+ | 1.20% | 1.21% | 1.30% | 1.31% | 1.35% | 1.36% |
| EUR 5,000,000+ | 1.40% | 1.41% | 1.45% | 1.46% | 1.60% | 1.61% |
- The above interest rates are an indication only, please contact your relationship manager for the latest rates prior to investing your deposit. Other terms are available on request. Interest is calculated daily from the date of your deposit and will be paid on the maturity date.
In accordance with the HSBC Innovation Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some of all of the credit balance of that account.
