To view the most recent changes to your Banking Terms and Conditions, effective from 1 December 2025, along with your current terms and conditions documents, please download the media items below:

• Summary of Changes to your Banking Terms and Conditions, effective from 1 December 2025
• Banking Terms and Conditions – effective from 1 December 2025
• Corporate Deposit Account & Foreign Currency Savings Account Additional Conditions – effective from 1 November 2024
• Fixed Term Deposit Additional Conditions – effective from 1 November 2024
• Business Notice Account Additional Conditions – effective from 1 November 2024
• Client-Monies-Account & Currency Client Account Additional Conditions – effective from 1 November 2024
• Corporate Card Terms and Conditions – effective from 1 November 2024
• Virtual Card Additional Conditions – effective from 1 November 2024
• SWIFT Services Additional Conditions – effective from 1 November 2024

To view your previous terms and conditions documents, please download the media items below:

Banking Terms and Conditions

• Banking Terms and Conditions - effective from 1 November 2024 until 30 November 2025
• Banking Terms and Conditions - effective from HSBC transition until 31 October 2024 (PDF, 936KB)

Charge Card (now known as Corporate Card) Terms and Conditions

• Charge Card Terms and Conditions - effective from HSBC transition until 31 October 2024 (PDF, 569KB)

Virtual Card Terms and Conditions

• Virtual Card Terms and Conditions - effective from HSBC transition until 31 October 2024 (PDF, 388KB)

SWIFT Services Terms and Conditions

• SWIFT Services Terms and Conditions - effective from HSBC transition until 31 October 2024 (PDF, 392KB)