We’re making changes to your Banking Terms and Conditions with effect from 1 December 2025. You can access and download a summary of the changes below, as well as your new terms and conditions document which comes into effect from 1 December 2025.

There are no upcoming changes to any of your other terms and conditions at this time.

To view a summary of changes to your Banking Terms and Conditions, and your new Banking Terms and Conditions document, effective from 1 December 2025, please download the media items below

• Summary of Changes to your Banking Terms and Conditions, effective from 1 December 2025
• Banking Terms and Conditions – effective from 1 December 2025

To view your current terms and conditions documents, please download the media items below

• Banking Terms and Conditions - effective from 1 November 2024 until 30 November 2025
• Corporate Deposit Account & Foreign Currency Savings Account Additional Conditions – effective from 1 November 2024
• Fixed Term Deposit Additional Conditions – effective from 1 November 2024
• Business Notice Account Additional Conditions – effective from 1 November 2024
• Client-Monies-Account & Currency Client Account Additional Conditions – effective from 1 November 2024
• Corporate Card Terms and Conditions – effective from 1 November 2024
• Virtual Card Additional Conditions – effective from 1 November 2024
• SWIFT Services Additional Conditions – effective from 1 November 2024

To view your previous terms and conditions documents, please download the media items below

• Banking Terms and Conditions - effective from HSBC transition until 31 October 2024 (PDF, 936KB)
• Charge Card Terms and Conditions - effective from HSBC transition until 31 October 2024 (PDF, 569KB)
• Virtual Card Terms and Conditions - effective from HSBC transition until 31 October 2024 (PDF, 388KB)
• SWIFT Services Terms and Conditions - effective from HSBC transition until 31 October 2024 (PDF, 392KB)