Venture debt

Flexible funding for qualifying fast-growing, pre-profit companies

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Flexible funding for qualifying fast-growing, pre-profit companies

  • Venture debt – sometimes referred to as 'growth lending'¹ - is a flexible term loan designed to help start-ups and scale-ups (typically Series A, B, and C) who are fast-growing but pre-profit.

    Venture debt is often used to provide 3 – 9 months of runway extension to the next round of fundraising or to help reach strategic milestones.

    Although it needs to be repaid (like any other loan), venture debt is non-dilutive, making it an appealing option for founders and investors alike.

  • Want to learn more about what venture debt is, how it differs from equity, and whether your business is eligible?

    Our downloadable venture debt guide includes a checklist to help you understand if you may be eligible, and explains:

    • What venture debt is, how it’s typically used and potential benefits
    • Key venture debt considerations like repayments and risk
    • Key venture debt considerations like repayments and risk
    Download the guide now

  • We work with the most innovative venture-backed businesses, and their investors, across all life stages within the technology, life sciences and health care sectors.

    We provide our clients with a full suite of flexible banking services that evolves as their needs change; from start-up solutions to scale at speed to exits planning, we’ve been there – and we’ll be right there with you.

    With expertise that stretches across markets and the agility to adapt at speed, we’re ready to connect you with what’s next.

    Become a client

Selected clients

We are fortunate to work with some of the most innovative VC-backed tech and life sciences in the UK.

Any opinions expressed are merely opinions and not facts. All information in this document is for general informational purposes and not to be construed as professional advice or to create a professional relationship and the information is not intended as a substitute for professional advice. Nothing in this document takes into account your company’s individual circumstances. HSBC Innovation Banking does not make any representations or warranties with respect to the accuracy, applicability, fitness or completeness of this document and the material may not reflect the most current legal or regulatory developments. HSBC Innovation Banking disclaims all liability in respect to actions taken or not taken based on any or all of the contents in this document to the fullest extent permitted by law. Nothing relating to this material should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.