Global Wallet
Experience the future of finance with Global Wallet. Our digital currency account empowers you to conduct borderless transactions simply and easily. Open wallets in multiple currencies and enjoy the convenience of paying and receiving funds like a local would - all from your existing HSBCnet account.
Pay and receive money like a local
Enjoy the freedom of managing your finances across borders with HSBC Innovation Banking’s Global Wallet.
With real-time currency conversion at competitive rates, you can make transactions without worrying about hidden costs. Whether you're purchasing goods from international suppliers or receiving payments in foreign markets.
Our integrated payment solutions enable you to make online payments, mobile transactions, and international transfers with ease. Plus, our intuitive dashboard gives you complete visibility over your balances and transaction history, ensuring you stay in control of your finances.
Overview
- Full integration – Maximise your visibility and cash flow as you view, hold and manage select currencies on a single platform, integrated with your business banking account and aligned to the way you work.
- Extra confidence – Payments can be made using trusted local payment schemes. These payments are normally faster and cheaper than traditional SWIFT payments, often arriving the same day.
- Local currencies – Global Wallet makes it easy to pay and get paid via domestic payments in the local currencies and jurisdictions of your suppliers and customers, without needing to open a bank account in that currency or market.
Key features
- Multi-Currency Support: Allows users to hold, manage, and transact in multiple currencies within a single account.
- Real-Time Currency Conversion: Provides instant currency conversion at competitive rates, enabling seamless transactions across different currencies.
- Integrated Payment Solutions: Offers various payment methods, including online payments and international transfers, all within one platform.
- User-Friendly Dashboard: Features an intuitive interface that allows users to easily monitor balances, transaction history, and manage their accounts.
Fees, eligibility criteria and T&Cs apply. Local Country restrictions and limits may apply.
Key benefits
- Cost Efficiency: Reduces foreign exchange fees and transaction costs by allowing users to transact in their preferred currency without the need for conversion.
- Enhanced Flexibility: Empowers users to make payments and receive funds in multiple currencies, facilitating international business operations and travel.
- Improved Cash Flow Management: Enables better control over funds by allowing users to hold different currencies and manage their liquidity effectively.
- Streamlined Transactions: Simplifies the payment process for businesses, making it easier to conduct international transactions without the hassle of multiple accounts or providers.
Available currencies and destinations
Hold funds in multiple currencies
USD, EUR, AUD, CAD, CHF, CNY, HKD, JPY and SGD
Send payments
Pay like a local in: USD, EUR, AUD, CAD, CHF, CNY, HKD, JPY and SGD
Pay via SWIFT in AED, AUD, CZK, DKK, GBP, MXN, NOK, NZD, PLN, SAR, SEK, THB and ZAR (including all pay local currencies listed above)
Receive payments
Receive like a local or via SWIFT from USA, Europe, Hong Kong, Singapore, and China into USD, EUR, HKD, SGD and CNY wallets respectively using local addressable information in each destination.