A smart solution aimed at clients who are cash-rich after funding rounds, with high confidence in their mid to long-term forecasting.
Time short clients tell us they want a secure, simple place for their funds. A solution to maximise returns whilst at the same time paying out regularly to match their cash burn from their latest raise.
That’s why we came up with the Ladder Term Deposits solution.
The trade-off between instant access and long dated term deposits is that often the interest rates available drive you to invest longer term for higher returns. HSBC Innovation Banking’s Ladder Term Deposits solution provides the best of both worlds – a blend of short, medium and long-term term deposits with the knowledge that upcoming maturity exceeds your forecast burn.
If your monthly cash flow doesn’t require the maturing term deposits, you can reinvest in the ladder and enhance your overall return, safe in the knowledge that another tranche will redeem shortly afterwards.