Lending

Growth Loans & Credit Lines

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Tailored to your business stage, access a range of flexible lending products which cater to the needs of small and medium sized businesses looking to grow.

Working Capital - Accounts Receivable Based Credit Line

Use an Accounts Receivables Credit Line to free up your working capital. Perfect for short-term financing.

  • Typically for Series B startups and beyond, with over £5 million revenue
  • Purpose to leverage assets on the balance sheet to help with cash flow needs as the business grows
  • The facility size is linked to the amount of accounts receivable (borrowing base), providing a scalable solution that grows with your business
  • Structured as a revolving line of credit, where loan amounts can be repaid and then redrawn, freeing up cash for investments

Working Capital – Subscription Based Credit Line (Recurring Revenue)

Benefit from short term financing to help free up working capital.

  • Provides working capital finance and additional liquidity for customer acquisition, or any short-term financing needs
  • The facility size is dependent on monthly recurring revenue
  • Structured as a revolving line of credit, where loan amounts can be repaid and then redrawn providing greater flexibility and efficiency

Revolving Credit Line

A flexible line of credit enabling you to draw and repay loans according to your business requirements.

  • Ideal for private or publicly listed companies with an established cash flow
  • Facility term can range between 1 – 5 years

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