Cards

HSBC Innovation Banking Business Charge Card

Contact us to discuss how our range of solutions can help you achieve the extraordinary.

Become a client

Simple and effective management of travel, entertainment and other business expenses.

This could be the right solution for you:

If you want to be able to simply and quickly manage your travel and entertainment expenses
If you want to control who spends what, when and how much
If you want to encourage staff to work efficiently and effectively, by being able to pay directly for their expenses
If you want actionable insights into your spending and suppliers

Key Features

Control

Set a maximum spending limit for each cardholder
Control permitted spending categories to ensure cards are only used for their intended purpose
Choose whether or not your cardholders have access to cash

Monitor

Monthly statements will be provided online, to you and each individual cardholder

Flexible

Choose when your business receives monthly statements and how you settle them – BACS, Direct Debit, SEPA Direct Debit for GBP and EUR currency cards and bank transfer for USD
Your business can benefit from up to 56 days’ interest free credit
Your cardholders can place their Business Charge Card details on file with participating merchants, including travel agents to settle associated transactions

T&Cs and other eligibility criteria apply.

The Benefits

Unsurpassed Global Acceptance

Unsurpassed Global Acceptance

Flexible Spending Controls

Ability to amend your card status – lost or stolen, active, inactive, temporary block
Flexible limit changes and adjustments

Reporting and Online Programme Management

Flexible spend controls
Interactive card programme administration
Apply for and manage cards online
Review transactions and download statements

Data integration

Daily card spend data feeds into your expense management system

Billing & Settlement

Central corporate billing and settlement
Flexible billing cycle choices
One monthly statement

Repayment Options

Bank transfer or Direct Debit¹

Servicing

English language client service, available Monday - Friday 8am – 5pm
24/7 Lost & Stolen Support
Fraud and chargeback protection

3 currencies

Available in GBP, EUR and USD

Security

Contactless & Chip-and-PIN

¹ Direct Debit available for EUR and GBP programmes only

Account Information and Reporting service benefits

Control cash flow

View your domestic and international accounts in one single place
View incoming and outgoing transactions from your account for accurate cash flow forecasting
View closing and current ledger and available balances to accurately determine your cash position

Convenient

Customise your transaction view by ordering or sorting columns for your specific needs
Export balance or transaction details to PDF, Excel, Quicken and QuickBooks formats
Use our Mobile app to view account balances and transactions on-the-go

Save time and money

Create account balance and transaction alerts and be notified via email or text message
Email reports and statements directly to your inbox without logging into HSBCnet
Setup a direct automated feed with your Sage accounting software platform

Payment service benefits

Control cash flow

Create domestic Priority, Non Urgent payments, international (Cross Border/Crosscurrency) and SEPA) payments
Control payment authorisation as either sole or dual control
Set up future-dated or recurring payments
Set up profile and/or user daily authorisation payment limits
Preview or accept foreign currency exchange rates

Convenient

Field validation capabilities that include feedback on any errors, helping to prevent unnecessary payment repairs
Track payments to give you increased visibility and make it easier to manage your payments
Use our mobile app to create, authorise and track payments on-the-go

Save time and money

Payment advising allows you to notify your beneficiary of pending payment via email or text message
Create payment status, authorise alerts and be notified via email or text message